ISBN-13: 9781853289224 ISBN-10: 1853289221 Publication Date: 31 Dec 2011 Imprint: The Law Society Availability: In Print Free Stock: Temporarily out of stock. Order now and we'll deliver when available. We'll e-mail you with an estimated delivery date if and when we have more information. NB: Your credit card will NOT be charged until we ship the item.
Ratings / Reviews Publisher: The Law Society Publication Country: United Kingdom Binding: Mixed media product Items: Contains Paperback and CD-ROM Pages: 320 Dimensions: W: 156 mm / H: 234 mm
The level of mortgage possession proceedings is expected to rise over the coming months. It is important that practitioners advising parties involved in proceedings understand recent developments that have impacted the way in which proceedings and the negotiations before court are handled.
Mortgage Possession Proceedings explains the different types of mortgage product available, the law and guidance governing the rights of the parties under these agreements, and the court's powers. The author, an experienced practitioner in the field, discusses the issues arising from:
an all monies mortgage
tenants of borrowers
a shared ownership property
those with an equitable interest in the property
borrowers with negative equity
The book takes account of developments in the area affecting proceedings, including the:
mortgage pre-action protocol (part of the Civil Procedure Rules)
mortgage possession checklist
Mortgage Rescue Scheme
Homeowners Mortgage Support
Law Society's mortgage repossession practice note
Mortgage Conduct of Business Rules
Mortgage Repossessions (Protection of Tenants etc.) Act 2010.
The comprehensive appendix offers extracts from relevant law and a collection of useful precedents.
2. Types of mortgage;
4. The court's powers;
5. The requirements which every lender must meet;
6. Pre-existing regulatory regimes;
7. The mortgage pre-action procotol and mortgage checklists;
8. Strategies for buying time for your client;
9. All monies charges;
10. The Consumer Credit Acts;
11. Duty advice schemes;
12. Strategies for litigators at court hearings;
14. How lenders seek to bypass the court's powers;
Timothy Powell is a partner at Powell Forster Solicitors. He has more than 25 years' experience of defending mortgage possession proceedings. Timothy has lectured widely and written various articles on the area.